Secure Your Future
With J&M Retirement Planning Services
We recognize that effective retirement planning is key to a comfortable and secure retirement at J&M Professional Tax Service Inc. Our team of professionals works towards achieving your financial goals, whether at the beginning of your career or the twilight years of your life.
We provide complete retirement planning services tailored to your unique needs as an individual or a business entity.
Building a Personalized Retirement Plan
Our retirement planning process starts with a one-on-one consultation with an assigned financial advisor. Our expert will ask about your current financial status, income, expenses, retirement savings, and risk tolerance.
We will also explore your retirement goals, for instance, when you want to retire and what you expect from your retired lifestyle. Based on your circumstances, we will develop a customized retirement plan that outlines strategies for:
Maximizing Retirement Savings
We will guide you in selecting the best retirement accounts for you, such as IRAs, 401(k)s, and Roth IRAs. Also, we can recommend contribution limits and catch-up contributions for pre-retirees.
Investment Strategies
Our team will work with you to create an investment portfolio consistent with your risk profile and investment horizon. We will explore several investments, including stocks, bonds, and mutual funds, to develop a well-diversified portfolio that will grow your retirement savings with time.
Tax Optimization
We will assist you in reducing the tax consequences on your retirement savings. This can mean using tax-favored retirement accounts and the timing of withdrawals.
Social Security Planning
Social Security benefits are an essential part of your retirement income. We can help you determine the best age to claim Social Security and how you can maximize it.
Why Choose J&M Professional Tax Service Inc. for Your Retirement Planning
Experienced
Professionals
We have a qualified and professional team of financial advisors committed to satisfying you with what you demand in your retirement.
Holistic
Approach
Our comprehensive retirement planning system considers not only your financial position but also your requirements and dreams.
Personalized
Service
We partner with you to develop an individualized retirement plan tailored to your situation.
Ongoing
Support
We offer you continuous direction and assistance during your retirement planning voyage.
Control Your Future – Contact Us Today
Retirement planning is one of the most important ways to ensure fiscal wellness. J&M Professional Tax Service Inc. is here to help you throughout the retirement planning process and help you find a strategy that will enable you to retire comfortably. Call us immediately to meet with a financial advisor who will put you in control of your financial destiny.
Retirement Planning Services for Businesses
In addition, J&M Professional Tax Service Inc. provides complete retirement planning services to businesses of any size. We can assist you with:
Setting Up Retirement Plans
We can help you select the appropriate retirement plan for your company, for instance, 401(k), SIMPLE IRA, or SEP IRA. You will be taken through the plan set-up process, and all regulations will be followed.
Employee Education
We can offer educational seminars for your employees to teach them about retirement plan alternatives and how to make wise savings choices.
Planning Management
We can help you with continuing to administer your organization's retirement plans, such as contribution processing, record keeping, and compliance reporting.